A Transparent Fee Structure

You Can Trust

Here, transparency isn’t just a buzzword — it’s how we do business. You deserve to know exactly what you’re paying for and why. Our fee-only financial planning means we never earn commissions or kickbacks, so our success is directly tied to yours.

Why Transparency Matters to Your Financial Future

Hidden fees and conflicted advice could eat away at your family's hard-earned assets every year. That's why we've built our entire business model around complete transparency and fee-only compensation, so you can trust that every recommendation serves your best interests, not ours.

How Do We Get Paid?

It's important to us that you understand how we make money working with you. Unlike many investment firms that may charge per trade or place your account in products that pay them the highest commissions, our no-commission fee structure is based on a percentage of your account's value.

Why Transparency Matters to Your Financial Future

No Surprises
Every fee is disclosed upfront, in writing, before you become a client.
No Commission-Driven Advice
We never receive commissions for recommending specific investments or insurance products.
No Product Sales
We don’t sell investment products like insurance or annuities. Instead, we provide comprehensive financial planning advice and fiduciary services.
Your Success = Our Success
Our fees are based on your account value, so our incentives are always aligned.
Complete Cost Transparency
We charge an advisory rate with no hidden fees or commissions, so you always know what you’re paying.

Tiered Fee Schedule

We offer a household-tiered system that rewards you for a comprehensive approach to your assets. When you diversify among multiple advisors, you often get charged the highest fees at each firm. We have a tiered fee schedule, which means our fee incrementally decreases as the assets we manage for you increase.

GIPS® Compliance: Our Commitment to Transparency

We voluntarily adhere to the Global Investment Performance Standards (GIPS®),
the gold standard for investment performance reporting.

Independent Verification

Annual third-party auditing
of our performance claims.

Real Client
Results

We share actual client
portfolio performance, not
hypothetical returns.

Proven Track Record

You see our full performance
history, during both good
and challenging periods.
LEARN MORE ABOUT GIPS®

GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein.
To obtain GIPS-compliant performance information for the firm’s strategies and products, please contact Credent Wealth Management at contactus@credentwealth.com

Compare Our Approach

Commision-Based Pricing
  • Advisors earn more when they trade your account more frequently.
  • Commission payouts may influence product recommendations.
  • Revenue-sharing agreements create conflicts of interest.
  • Investment products can embed hidden fees. Your costs can vary dramatically based on activity.
Fee-Based Pricing
  • Advisors can receive both fees AND commissions, creating potential conflicts of interest.
  • Hidden fees can create unpredictable and inconsistent costs.
  • The possibility for commissions undermines the fiduciary standard.
  • Your advisor’s compensation may not align with your best interests.
Credent's Fee-Only
Fiduciary Model
  • A transparent monthly fee based on your household assets under management (AUM).
  • Our success is tied to your success.
  • No commissions or kickbacks from any source.
  • Predictable, fair pricing that incrementally decreases as your assets grow.

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Professional Standards & Accountability

As members of the National Association of Personal Financial Advisors
(NAPFA), we commit to:

Fiduciary Advisory Services

Always putting your interests first.

Fee-Only Pricing

Never accepting commissions, kickbacks, or product sales compensation.

Continuing Education

Ongoing professional development to serve you better.

Ethical Standards

Adherence to the highest professional and ethical guidelines.

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Local Fee-Only Financial Advisor

If you’re ready to work with a fiduciary advisory firm that prioritizes your family’s financial well-being, we’d love to hear from you. Complete the form below, and discover what it’s like to have genuine partners in your financial success.