Keep More of What You Earn

Through Smart Tax Planning

It’s not what you make that matters; it’s what you keep. Our tax-centric financial planning approach helps you reduce your tax burden through proactive tax optimization structured around your unique situation and goals.*

Speak with a Tax Planning Expert

*Credent Wealth Management is not a CPA and does not provide accounting services nor preparation of tax filings. Such professional services are generally recommended and can be provided by unaffiliated firms.

Integrated Tax Planning

Tax-Efficient
Investing

Benefit from asset location
strategies, tax-loss harvesting,
and tax-managed investing
meant to minimize the tax drag
on your investment portfolio
and improve after-tax returns.

Retirement
Tax Planning

Optimize your retirement tax
strategy through strategic Roth
IRA conversions and intentional
withdrawal sequencing to
potentially reduce your lifetime
tax burden.

Income Tax-Reduction Strategies

Utilize tax-deferred savings accounts, income shifting techniques, and timing strategies to reduce your current tax liability while building long-term wealth.

Estate & Gift Tax Strategies

Minimize estate and gift taxes through strategic wealth transfer planning, charitable giving strategies, and generation-skipping techniques.

Business Tax Optimization

Reduce business taxes through entity structure planning, deduction maximization, and succession strategies that minimize the tax impact of business transfers.

Tax Planning for Pre-Retirees and Retirees

Pre-retirement

Tax Optimization

  • Catch-up contribution strategies to optimize tax-deferred savings
  • Roth conversion planning during lower-income years
  • Tax-advantaged investment rebalancing and asset location strategies
  • Business succession tax planning for business owners approaching retirement

RETIREMENT

Tax Management

  • Required Minimum Distribution (RMD) strategies to minimize tax impact
  • Social Security tax optimization through strategic claiming and income management
  • Income planning strategies that account for tax management
  • Tax-efficient withdrawal sequencing from multiple account types

LEGACY

Tax Planning

  • Estate tax minimization through lifetime gifting strategies
  • Generation-skipping strategies for multigenerational wealth transfer
  • Charitable tax strategies, such as Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs) that benefit clients’ families, communities, and favorite causes
  • Trust services for tax-efficient wealth transfer
WHO WE WORK WITH

The Benefits of

Optimized Tax Planning

Unbiased Tax Planning

As fee-only financial advisors, we don’t sell products or receive commissions. Our tax-planning recommendations are based solely on what’s best for your family’s tax situation.

Integrated
Financial Planning

Your tax planning is seamlessly integrated with your investment management, retirement planning, and estate planning for maximum effectiveness.

Year-Round
Tax Focus

Every portfolio decision considers tax implications. Our tax-efficient investment management may reduce tax costs through smart asset location and tax-loss harvesting.

FIND AN ADVISOR

Connect with a

Local Fee-Only Financial Advisor

If you’re ready to work with a fiduciary advisory firm that prioritizes your family’s financial well-being, we’d love to hear from you. Complete the form below, and discover what it’s like to have genuine partners in your financial success.